DigiPlus Philippine

List of the table of contents of this article:

• 1, What is car insurance?
• 2, What kind of car insurance are there?
• 3, What are the car insurances?
• 4、 What kind of insurance do you usually buy for cars?

What is car insurance?

1. Automobile insurance refers to a kind of commercial insurance that is liable for personal injury or property loss caused by natural disasters or accidents of motor vehicles.

2. Hello, vehicle insurance, that is, motor vehicle insurance, abbreviated as car insurance, also known as car insurance. It refers to a kind of commercial insurance that is liable for personal injury or property loss caused by natural disasters or accidents of motor vehicles.

3. Automobile insurance, abbreviated as car insurance, refers to the protection of casualties and property losses caused by natural disasters or accidents of motor vehicles. Car insurance is a kind of property insurance, which arises and develops with the emergence and popularization of automobiles.

What kind of car insurance are there?

1. Car insurance mainly includes: traffic enforcement insurance, third-party liability insurance, vehicle loss insurance, vehicle personnel liability insurance, theft and robbery insurance, separate glass breakage insurance, and traffic enforcement insurance is a must-buy.

2. The types of automobile insurance mainly include the following types: traffic enforcement insurance, vehicle loss insurance, third-party liability insurance, whole vehicle theft and robbery insurance, separate glass breakage insurance, spontaneous combustion loss insurance, non-deductible special insurance, etc.

3. You can buy three types of car insurance: traffic insurance, three-party insurance and car damage insurance. The following is a specific introduction to car insurance: Traffic enforcement insurance: Traffic enforcement insurance is the insurance that every car owner must buy according to law. When a vehicle has a traffic accident, it can have the most basic insurance claims.

4. Vehicle insurance generally requires traffic insurance, vehicle loss insurance, third-party liability insurance, vehicle stop loss insurance and scratch insurance. Among them, traffic insurance is a must-buy insurance according to national law. Traffic enforcement insurance Traffic enforcement insurance (full name compulsory motor vehicle traffic accident liability insurance) is the first compulsory insurance system in China prescribed by national law.

5. There are mainly the following types of automobile insurance: motor vehicle insurance. Motor vehicle insurance is a kind of insurance for automobiles, trams, battery vehicles, motorcycles, tractors and other motor vehicles as insurance targets.

What are the car insurances?

1. Motor vehicle insurance generally includes traffic insurance and commercial insurance. Commercial insurance includes two parts: basic insurance and additional insurance. BaseThis insurance is divided into vehicle loss insurance and third-party liability insurance, whole-vehicle theft and robbery insurance (theft and robbery insurance), vehicle personnel liability insurance (driver liability insurance and passenger liability insurance).

2. Generally speaking, the fully insurance of cars recognized by everyone refers to: traffic enforcement insurance + vehicle damage insurance + third-party liability insurance + non-deductible + vehicle personnel insurance, etc. If there are conditions, theft and robbery insurance, glass insurance, body scratch insurance, spontaneous combustion insurance, etc. can also be added.

3. Car damage insurance: Car damage insurance is the most basic car insurance. It can compensate for losses caused by vehicle collisions, scratches, natural disasters, etc. However, it should be noted that the absolute deductible voluntarily cannot exceed 20% of the insurance amount.

4. What are the types of car insurance? Auto insurance is mainly divided into two categories: traffic insurance and commercial insurance. Among them, traffic insurance must be insured, while commercial insurance can be insured according to your own needs.

5. Traffic enforcement insurance is a compulsory insurance that must be purchased by motor vehicles. The insurance company shall compensate for the personal injury and property loss caused by the insured motor vehicle to the victim (excluding the personnel of the vehicle) in a road traffic accident within the liability limit. Simply put, traffic enforcement insurance is "mandatory three-liability insurance".

What kind of insurance do you usually buy for cars?

Car damage insurance: Car damage insurance is the most basic car insurance. It can compensate for losses caused by vehicle collisions, scratches, natural disasters, etc. However, it should be noted that the absolute deductible voluntarily cannot exceed 20% of the insurance amount.

The insurance that cars generally need to buy mainly includes traffic insurance and commercial insurance.Traffic insurance is a mandatory vehicle insurance, and all vehicles must be purchased. It is mainly used to compensate for the losses of the victims in traffic accidents, including casualties and property losses.

The four types of insurance that vehicles must buy are as follows: Traffic enforcement insurance: Traffic enforcement insurance is a compulsory insurance purchased by the state. It is a mandatory liability insurance that the insurance company compensates for the personal injury and property losses caused by the insured motor vehicle in a road traffic accident within the liability limit, but does not include the personnel of the vehicle and The insured.